Groupanda vs Discord
Groupanda and Discord both run a community in channels and can charge for access. A paid Discord server needs a US bank account, and Discord takes 10% plus 6% for processing. On Groupanda, the member pays the price you set. Out of that payment, Groupanda keeps a 6% platform fee. Stripe's processing fee is deducted from your payout.
Can you monetize a Discord server?
Yes, through Server Subscriptions, and only if you clear a list of conditions first. Discord publishes them, and the shortest of them rules out most of the world.
Discord states it plainly:
Server Subscriptions will not be available outside of the United States.US banking information and ID
The owner has to give Stripe US banking information and US identification before server monetization can be switched on. A bank account anywhere else does not qualify.
You must be 18 or older
The account that owns the paid server has to be an adult account, whatever the minimum age to use Discord is in your country.
Account in good standing, with 2FA
Verified email and phone number, two factor authentication on, no safety violation in the past 30 days, and nothing owed to Discord.
A Community server, MFA, and no NSFW
Discord asks for three things from the server itself: Community enabled, multifactor authentication set up for moderation actions, and a server not primarily built around NSFW content.
What Groupanda asks for instead
A Stripe account in a country Stripe Connect pays out to: the United States, the United Kingdom, the European Union, Norway, Liechtenstein, Canada, and Switzerland. No server type to switch on first. Stripe verifies that account before your plans go on sale.
How much does Discord take from a subscription?
Discord: 10%, and the 6% processing fee under it
Discord describes a 90/10 split, and the 10% in it is the platform fee alone. Its Monetization Terms calculate that 10% from the payment less applicable transaction taxes, payment processing fees and transaction fees. The 6% payment processing fee in Discord's own schedule for desktop and browser comes out of the same payment the member made, together with transaction fees as applicable. Nothing is added to the member's price; what happens is that the owner's share lands under the 90% the headline promises. Discord says as much in the same FAQ: various fees affect the final amount.
Payouts arrive within 45 days after the end of the calendar month. The balance has to reach $100.00 for a first payout, and $25 for the ones after it.
Groupanda: a 6% platform fee, and nothing added to the price
The member pays the price you set. Out of that payment, Groupanda keeps a 6% platform fee. Stripe's processing fee is deducted from your payout. Nothing is added on top of what the member pays, and there is no monthly charge and no per-member charge.
We do not print a processing rate here, because Stripe charges by card type and currency, so any single number would be wrong for someone.
Groupanda and Discord, row by row
Every row is a fact, not a claim, and the rows Discord wins are in the table too. Sources and dates are under it.
| What you are comparing | Groupanda | Discord |
|---|---|---|
| How paid access works | The member buys a plan, and the plan opens its channels. Access opens with the payment. A monthly subscription ends when its paid period runs out, and a one-time payment has no renewal date. | The member subscribes to a tier, and the role attached to that tier unlocks the channels behind it. |
| Paid plans | Free channels and up to 5 plans, side by side, in the same group. Each plan is a monthly subscription or a one-time payment with no renewal date. | Between one and three paid tiers per server. |
| Where the owner can be | Anywhere Stripe Connect pays out: US, UK, European Union, Norway, Liechtenstein, Canada, Switzerland. | United States only, with US banking information and US identification held at Stripe. |
| Platform fee | 6% of each payment, subscription or one-time. | 10% of each membership payment. |
| Payment processing | Stripe's fee, deducted from your payout. It depends on card and currency, so there is no single number to quote. | 6% on desktop and browser, taken out of the same payment as the 10% rather than added to the member's price, plus transaction fees as applicable. |
| Getting the money out | Members' payments land in the group owner's own Stripe account. Stripe then pays them out to the owner's bank account. | Within 45 days after the end of the calendar month, and only above $100.00 for a first payout, $25 after that. |
| Free plan | Free, with no member limit. | Free. A server can have up to 25 million members. |
| Channels and threads | Real-time chat in channels. Reply with a quote, and search messages within a channel. No threads. | Channels and threads, with searchable history. Discord wins this row. |
| Roles and permissions | Owner, admins and members. Each channel is open to every member or limited to the plans you choose, and you choose who can post in it. | Finer grained than Groupanda: per channel permissions, custom roles, and permission overrides. Discord wins this row. |
| Voice, video, screen share | None: no calls, video or screen share. Messages carry text, photos, documents and voice messages. | Voice channels, video, and screen share, all built in. Discord wins this row. |
| Being found by strangers | Open groups are listed in Groupanda search. Groups joined by invitation or after approval are not. Only members see the conversations. | Members join through invite links, which can expire and be limited to a number of uses. Discord says its Server Discovery experiment has ended. |
| Bots and integrations | None. | A large bot and app ecosystem. Discord wins this row. |
| Apps | Web, iOS, Android. | Web, iOS, Android, Windows, macOS, Linux. Discord wins this row on desktop. |
Both columns are dated. The Discord column comes from the documents below. Each line carries two dates: the day Discord last updated that document, and the day we read it. The first three were read through archived snapshots, because Discord's help centre then refused automated reads. The others were read on Discord's own site on 28 September 2026. The Groupanda column describes Groupanda on 25 September 2026. When either side changes, the date on this page changes with it.
Sources
- Discord, Creator Revenue FAQEligibility, the 90/10 split, and the US rule. Updated 28 August 2025, read from a snapshot of 18 February 2026.
- Discord, Server Shop for Server Owners and AdminsServer requirements and the tier limit. Updated 23 September 2025, read from a snapshot of 23 March 2026.
- Discord, Monetization TermsFee schedule and payout rules. Updated 6 June 2024, read from a snapshot of 6 September 2026.
- Discord, Why is Discord asking for my birthday?Minimum age: at least 13, and up to 16 in some countries. Updated 22 September 2026, read 28 September 2026.
- Discord, What Protections Do You Get in the Teen Age Group?Protections for accounts aged 13 to 17, and age restricted servers. Updated 22 September 2026, read 28 September 2026.
- Discord, Account Caps, Server Caps, and MoreThe cap of 25 million members per server. Updated 2 March 2026, read 28 September 2026.
- Discord, Server DiscoveryThat the Server Discovery experiment has ended. Updated 10 February 2026, read 28 September 2026.
- Discord, Invites 101Invite links with an expiry and a limit on uses. Updated 21 November 2023, read 28 September 2026.
Is Discord safe, and from what age?
This is the first question most people ask about Discord, and it has a factual answer rather than an opinion. Discord publishes a minimum age and the protections it applies to teen accounts.
At least 13, and up to 16 in some countries
Discord says you must be at least 13 to use it, and that in some countries you may need to be as old as 16. Its help page does not say which countries.
Age restricted servers are adults only
Servers and channels marked age restricted are for adult accounts only, and a teen account cannot enter them.
What it means if your group has minors
Discord places accounts aged 13 to 17 in a teen age group with protections switched on. Direct messages from people who are not their friends go to a separate inbox, and flagged images in server channels are blurred. Discord says these protections may vary slightly depending on where you live.
When Discord is the better choice
Plenty of communities belong on Discord, and a comparison that pretends otherwise is not worth reading. Stay on Discord if any of this is your main event.
- You live in voice chat and screen share, for gaming, study sessions or coworking.
- Your conversations need threads, so side discussions branch off a message instead of filling the channel.
- You run bots, custom integrations, or an ecosystem you built over years.
- Your community is free and has no plan to charge for access, so the fee comparison never applies.
Groupanda earns its place when the group is private, the membership is paid, and you want billing built into the same workspace as the conversation.
If Slack is also on your list, Slack's per user pricing is compared row by row in the same way. For more tools side by side, see the list of Discord alternatives for private communities. For the two chat tools head to head, see Slack vs Discord.
What does Groupanda cost?
Groupanda is free to use, with no member limit. On a paid group the member pays the price you set. Out of that payment, Groupanda keeps a 6% platform fee. Stripe's processing fee is deducted from your payout. Nothing is added on top of what the member pays. No monthly charge, no per-member pricing.
Questions people ask before moving
Can you charge for access to a Discord server?
Yes, through Server Subscriptions, but only if the server owner can give Stripe US banking information and US identification. Discord states that Server Subscriptions will not be available outside the United States. It says so in a document updated on 28 August 2025, which we read on 17 September 2026.
How much does Discord take from a server subscription?
A 10% platform fee. Discord's own fee schedule also takes a 6% payment processing fee out of the same payment on desktop and in the browser, plus transaction fees as applicable. The 90/10 figure is the platform fee alone, so the owner ends up with less than 90%, and nothing is added to what the member pays.
What does Groupanda cost compared with Discord?
Groupanda is free with no member limit. On a paid group the member pays the price you set. Out of that payment, Groupanda keeps a 6% platform fee. Stripe's processing fee is deducted from your payout. Nothing is added on top of what the member pays.
Is Discord safe, and what is the minimum age?
Discord says you must be at least 13 to use it, and that in some countries you may need to be as old as 16. Accounts aged 13 to 17 get teen protections, and servers marked age restricted are for adult accounts only.
Can I move an existing Discord community to Groupanda?
Yes. Create the workspace, rebuild the channels you actually use, invite the members with the group's invite link, and switch on paid access when you are ready. There is no import tool, so it helps to run both for a few weeks while the group settles.
When is Discord still the better choice?
When voice, video and screen share are the main event, or when you need threads. Also when you depend on bots and integrations. Those rows are in the table above, and Discord wins them.
Last updated:
Run the group and the membership in one place
Create a workspace, invite your members, and turn on paid access when you are ready. Nothing to install, and no card needed to start.